Connect with us


Taking Out A Loan For Your Holiday

Most families go on vacation in January, and with good reason. A holiday in January is cheaper and less crowded than in the festive season period. However, how do you afford to go on holiday with the rise on household expenses? Take out a personal loan.
What is a personal loan? A personal loan, as the name suggests, is a loan that allows you to borrow money at a fixed rate and the repayment period is tailored to suit your needs.

What are the advantages of a personal loan? There are three major advantages of a personal loan:

  • No collateral required
  • Speed
  • Control

Number One – No Collateral Required
Unlike most long term loans, a personal loan is a medium term loan that does not require you to put something as collateral in the event that you are unable to repay the loan – meaning that you do not risk losing anything if you are unable to repay the loan-.
Number Two – Speed
Taking out a personal loan is easy, all you need is a valid citizenship, payslip and bank account. Once you have proof of this, you are able to apply for a personal loan. This will take you between twenty-four and seventy-two hours (one to three days).
Number Three – Control
Taking out a personal loan allows you complete control on your spending. Therefore, when you take out your loan you can start planning the holiday that you deserve.
Now that you understand a personal, it is time to talk holiday locations in South Africa. There are three places that one should visit:

  • Plettenberg Bay
  • Karoo National Park
  • Cederberg

Number One – Plettenberg Bay
Plettenberg bay is the best beach style holiday in South Africa. The town has a variety of hotels, caravan parks, camping areas and cottages that one can stay at, all within walking distance of the beach. If the beach is not your scene, then visit on of the local markets and have lunch at the local pizza place.
Number Two – Karoo Nation Park
The Nation Park is one of the biggest tourist attractions in South Africa. It gives you an up close and personal look at wildlife in their natural environment. Take game watching drives, have dinner under the stars or visit the local spa and treat yourself to a much needed body massage.
Number Three – Cederberg
The Cederberg has one of the best 4×4 trails in South Africa. The rock formation is between three and five hundred million years old and allows for the most unique 4×4 experience in the country. Ensure that your vehicle is equipped to handle the rocky terrain, soft sands and varying weather conditions. Pack a tent in and enjoy camping out in nature.
In conclusion, going on holiday is not a luxury, but rather a necessity. Ensure that you treat yourself and the family this January and try one of these three holidays. It will blow your mind and not your budget.
I am Greg Jones a personal loans expert and holiday lover. In my holiday, I love nothing more than spending time with family on the beach.

Continue Reading

Recent Posts

Home Improvement4 months ago

How To Add More Value To Your Home

If you have some spare cash in the bank, it is likely you would like to spend it on your...

Lifestyle4 months ago

What is a Deep Plane Facelift

Cosmetic surgery is a choice that needs a lot of research and when it comes to thinking about a facelift...

Entrepreneur4 months ago

Unveiling the Demand for Digital Marketing Courses: A Comprehensive Analysis

In recent years, the realm of marketing has undergone a seismic shift propelled by the digital revolution. As businesses increasingly...

Home Improvement4 months ago

What Does an Effective Wardrobe Spring Clean Entail?

Spring is upon us which means one thing and one thing only. It is time for the annual purge of...

Business5 months ago

Your Basic Guide To Creating A Unique Investment Blog

Starting your own blog is great and once you get the ball rolling, it can be a good passive income...

Business5 months ago

3 Low-Risk Ways To Get Your New Business Started

Once you’ve got an initial business idea and believe that it will be a success, there are some basic things...

Lifestyle6 months ago

Conquering the Co-free Zone: Tips for Thriving as a Remote Worker

Adjusting to an office environment can come with its downfalls in the sense that it might be a shock to...

General7 months ago

3 Ways To Take Control Of Your Finances Starting Now

If your finances have taken over and are bringing stress to your life, we understand just how overwhelming it can...

Travel9 months ago

Best Places To Visit In The North Of England

If you live in England, you will know there are many different places to visit for the weekend. There are...

General9 months ago

Green Home Improvement Ideas

In a world where environmental concerns are growing, the concept of “green” has gone beyond a trendy catchphrase and is...

Lifestyle9 months ago

How to Host an Unforgettable House-Warming!

The time has finally come. You have moved into your dream pad, and are officially adulting in your very own...

Autos9 months ago

A Guide to Parking Lot Striping

The journey to a well-striped parking lot begins with the right paint. In this brief guide, we’ll unravel the mystery...

Business12 months ago

Business Tips For Protecting Your Finances During A Recession

In 2023, taking the necessary steps to protect your finances for your business is now more important than ever. The...

Lifestyle1 year ago

Tips For Cleaning Your Trainers

If you’re into your trainers and streetwear, you’re likely to be very conscious of keeping them looking their best! So,...

Marketing1 year ago

Branding Trends For Start-Ups in 2023

Branding is incredibly important as it impacts how your business reaches and connects with its target market. If you’re branding...