The internet has certainly made our lives more convenient in many aspects, and banking is one such area. You can easily set up bill pay, account transfers conduct a transaction, deposit a check, or and peek at your balance in seconds. Articles such as Your Information Has Been Exposed in a Data Breach – Now What?, make us acutely aware our information floating around the world wide web makes it vulnerable, and gives steps to protect it should it be compromised.
Yes, there is a risk, but when you take the proper precautions, you can dramatically reduce the chances you will fall victim to these unscrupulous people looking to steal your account information. Here are just a few tips to keep you banking information safe online.
Phishing scams are a common way for thieves to gain access to your banking information. By using fake emails and fake websites, they trick consumers into entering sensitive information into a website, such as a password or social security number.
The reason they work so well is the emails and the sites look really good, and you easily follow the request without noticing the red flags. One of the most common tactics is preying on your emotions, with messages warning you that your account may have been compromised in some way, urging you to visit the site and change a password,etc..
Always look at the email address—that is usually a dead giveaway. An email from Paypal for example, won’t be something like paypal4334 @ gmail.com. If you do click on a link and the site looks suspicious, don’t proceed. If you are concerned over the legitimacy of an email, log onto the bank’s official site, and call the customer service number.
Malware can compromise a computer’s normal function or gather sensitive information. The two most common ways to be infected are opening email attachments and visiting websites that do not have strong security measures in place. These programs allow criminals to easily get their hands on all data, from your password to account numbers.
This is one of the most common ways people get information stolen, yet one of the easiest to prevent. The measures to protect your computer against malware are pretty basic and straightforward, it is just a matter of making sure you do them.
Always keep your devices updated with the most recent ‘fixes’ and updates. When you don’t apply them, your computer becomes more vulnerable. Use a good antivirus software, and always make sure you download the latest definitions for maximum protection.
Only connect to your internet at home through a network firewall. You should also have a firewall installed on your laptops and other devices you use to access the internet.
Protecting against Identity Theft
Identity theft is a real concern, and the above two ways offer criminals a way to get their hands on the data they need to establish accounts in your name. There are also some other considerations to maximize your protection against this situation, which can be a bit of a nightmare to resolve.
Be careful about what you post on social media—with the abundance of personal information people make available online, it is easier than ever to figure out passwords, and the like. Keep profiles private so only people you have already connected with and trust can see what you post.
Don’t access your banking information on public computers, such as those you might find at your local library or university. Public wi-fi isn’t great, but since financial institutions encrypt their own sites, your information is still relatively safe. Just use caution.
Create complex passwords that are at least eight characters long, preferably 12, and don’t use the same one for multiple accounts.
Review your transactions on a regular basis to catch any suspicious activity early and nip it in the bud. For example, many thieves may test the waters with your debit card information by making a small purchase to see if it goes through—you want to catch them in the beginning.
Your best defense against theft of your financial information is being educated on the ways to protect yourself. As you can see, some of the most effective measures are quite simple.
What Are the Different Wedding Photography Styles?
In wedding photography, the main focus is on the wedding couple. After all, the whole event revolves around these two...
7 Reasons Why You Need to Hire a Professional for Your Video Marketing Campaign
Benefits of Video Production Companies Did you know that companies using video content experience a 41% increase in traffic through...
Examining 5 Latest Trends in Packing Design
Businesses that don’t carefully plan their packaging design are setting themselves up for failure. All of the trends in packing...
How does Blockchain Help to Enhance Security for your Business?
Blockchain technology has been associated with cryptocurrencies for the most part. But it plays such an essential role in cybersecurity...
Comparium : Automated Website Testing Tool
Nowadays, growing an online business is not an easy task due to the higher competitors available in the market. You...
Seven Awesome Family-Friendly Places to Visit This 2020
Family trips should be an annual thing, don’t you agree? It’s during those moments that we make the best memories....
How to choose the perfect tungsten wedding band
Rings are important for every wedding. That’s how they symbolize the promise that people make to stay together forever. You...
10 Basic Sketching Techniques For Beginners
Lacking the gravitas as that of oil paints, pencil may not seem a showy artistic medium to many. However, if...
2020 CRM Brings Must-Have Trends for Retailers
There is no end to customer’s expectations. If you are already providing a premium product, they will expect from you...
FitGirl: Games for Re-repacking
So after you have a game’s introduction documents, you have numerous different parts that everyone probably won’t need. You’ll have...
Hоw tо Kеер Antѕ Out оf Yоur Kitсhеn
Dо уоu hаvе аntѕ in уоur kitсhеn? Antѕ аrе thе #1 Pеѕt in thе Australia ассоrding tо multiрlе ѕurvеуѕ. And...
Benefits of using mobile apps in your business organization
As we know the technology sector is at its peak this time, they are coming up with so many advancements...
7 Ways to Make UX Shine in 2020
UX is a crucial component of modern web design, and users’ expectations are constantly shifting. Though we cannot see into...
Now Selling Services Is Super Easy From Your WordPress Website
If you are in a profession that sells any sort of services offline, then this article can be really beneficial...
How to Celebrate Gudi Padwa with all Hindu rituals
What is Gudi Padwa On the first day of the month of Chaitra, the state of Maharashtra and Konkan region...
- Tech5 years ago
Creating An e-Commerce Website
- Tech5 years ago
Design Template Guidelines For Mobile Apps
- Business4 years ago
The Key Types Of Brochure Printing Services
- Travel8 years ago
Who Else Wants Also Nfl Hat
- General5 years ago
Kobe Bryant With His Unique Nba Jerseys
- Tech5 years ago
Climb Google Using These Checklists
- Tech6 years ago
Why Small Businesses Can't Ignore Mobile Technology
- Health6 years ago
Health Supplements For Sports Activities Nutrition