Connect with us


Reduce Your Car Insurance Using Telematics And GPS Tracking

Whilst you might be a safe driver who has never had to make an insurance claim, you will undoubtedly be paying higher car insurance premiums in order to cover the costs of those drivers who are not so safe.  There is a way in which you can lower your rates though, and that’s by installing a GPS tracking device into your car.  This method is called by a variety of names including black box insurance, GPS cover, or sometimes tracker car insurance.
It’s a relatively new science in the car insurance world, but works on a number of different metrics which let the insurance company see whether you are a safe driver or not – which will then let them offer you a lower annual rate.

GPS Monitors Your Driving Hours
The premise is rather simple in reality.  A GPS vehicle tracking device is fitted to your car which then tracks and monitors how you are using your vehicle.  It checks to see whether you are driving in what are deemed to be safe hours –for example, during day light hours.  In order to quality, you will need to see if your insurance company offers “telematics” or “GPS tracking insurance”.  If they do then they will fit your vehicle with a GPS tracker (occasionally there will be an annual charge to do so).
Track Driver Behavior With GPS Tracking
This then lets them track your driving behavior, and if you are conforming to their rules regarding safe driving then your insurance premiums and costs will be downgraded.  Of course, if you drive outside of the agreed hours then it’s likely that you will actually have to pay more – so you need to decide if this would really work for you.
GPS tracking-based insurance is a good option for younger drivers.  Whilst they might baulk at the idea that they cannot drive at night time, this is probably countered by the fact that they can reduce their car insurance payments which are typically very expensive for young and first-time drivers.
Using Telematics Provides More Advanced Data
Some insurance companies go even further with their telematics GPS tracking services and track how the speeds, braking, and driving style of the driver – not just the driving hours.  By examining driver behavior, the company can get a really accurate idea of the type of person they are insuring and offer varying levels of cover to suit.  It’s possible for the driver to login to an online tool with their insurance company and see how they are scoring.  Then of course, they can adjust their driving patterns to make sure that they qualify for cheaper insurance when the renewal period comes around.
Expect to see this kind of insurance deal being offered more and more in the future.  With the price of GPS technology rapidly falling, as well as the devices getting a lot smaller, it’s something that more car insurance companies will soon start to adopt. If you want to save money then ask your insurer if this is something that they currently offer.
Want to Know More? For more news, views, and information on the GPS industry including how you can update the digital maps with all models of GPS please visit

Continue Reading
Click to comment

Leave a Reply

Your email address will not be published.

Recent Posts

Business3 days ago

Why Is Quantity Surveying Essential in Construction Industry

Quantity surveying is an essential part of the Australian construction industry. It is the process of calculating and estimating the...

Home Improvement5 days ago

How to Maintain Upholstered Furniture

No matter if you have pets or kids, maintaining your upholstered furniture is quite a challenge. Even though vacuuming it...

Business1 week ago

How Do I Find a Good Developer?

Finding a good bubble developer to help build your app or digital product can seem challenging. How can you choose...

Home Improvement2 weeks ago

When is a right time for home repairs?

Summer is a popular time for a renovation around the globe. While it is true that bright days and warm...

Top Alteryx Competitors Top Alteryx Competitors
Tech4 weeks ago

Top 15 Alteryx Competitors

The world has seen a tremendous rise in startups and new incorporations in the business world. Companies have great potential...

Lifestyle1 month ago

Latest Wedding Trends for 2023

If you’re planning on getting married this year, chances are you’re probably overwhelmed and confused when it comes to wedding...

Lifestyle1 month ago

Tips To Make The Most Of Your City Break In London!

London is one of the best cities in the world, known for its quintessentially British culture, great nightlife, fantastic museums...

General1 month ago

The Ultimate Guide To Packing For A Trip To London

London is one of the best cities in the world, known for it’s rich history, quintessentially British culture, the best...

Tech2 months ago

Top 15 Web Development IDEs

The web development field has seen sustainable growth throughout the years. As technology is advancing, so is the web development...

devops devops
Tech2 months ago

12 Key DevOps Programming Languages to Still Popular in 2022

“DevOps is not a goal, but a never-ending process of continual improvement.” – Jez Humble Delivering the finest of services...

Entertainment2 months ago

Festival Fashion Style Tips For 2022

Summer is well and truly here and with that comes the festival season! From the biggest stars performing on stage...

Green & Energy2 months ago

4 Tips For Making Your Wardrobe More Sustainable

Everyone is trying to make more of an effort to make their wardrobe more sustainable, but often are unsure where...

General3 months ago

7 tips on how to organize a budget-friendly move

If you are planning a move any time soon, you might be worried about all the expenses that wait for...

Metal Roof Colors Metal Roof Colors
Home Improvement3 months ago

Metal Roof Colors: How to Select the Best Color for a New Roof

Choosing the right type of material for your roof is enough of a hassle already that the question of choosing...

Health3 months ago

Simple Ways To Feel More Confident At The Gym

If you are new to the gym, or you haven’t been in a while, sometimes you might not feel completely...