Coming to terms with the fact that you need to consider care options for your relative can be difficult for you and them. Watching family members get older and more frail as the years pass is something we all, at some point in our life, will have to come to terms with. At the same time our relative will have to accept the loss of their independence as well as their family home.
Whether public or private sector, there are many care options available from care in the home, sheltered accommodation through to full-time residential care that offer various levels of support to suit the individual needs of the individual. For most people this sector is very unfamiliar territory and often, in the middle of a very emotional family time, they simply don’t know where to start.
First of all it should be comforting to know that help is available and before you begin to think about looking at care options, an assessment of the needs of your relative should to be done to not only understand the level of care necessary but to assess the if they qualify for government funding towards the cost of that care.
A local authority has a duty of care to assess those individuals living within their area that might need their services. They will evaluate the type of care needed and the best way this can be delivered. They are not able to refuse anyone who might appear to have plenty money to pay for their own care so everyone must be treated equally.
The assessment will evaluate the current state of health of the individual taking into consideration how this could change in the future and how this affects and will affect their everyday life. The authorities will also evaluate the help they receive from family and friends as this will act as a benchmark to the amount of care that is necessary to ensure the wellbeing of the individual.
A care and support plan is created which will show the appropriate level of care required suggesting whether care can be provided in the individual’s own home or if their needs would be best met by moving to one of their local care homes. A review of this report and if appropriate, a financial assessment, is then conducted to measure if they qualify for financial help from their local authority.
The financial assessment will take into consideration the capital and income of the individual. It will take evaluate total income from both state and private pensions, dividends, savings, benefits such as pension credits and allowances as well as capital from property and investments. Anyone who has capital over £23,250 will be expected to pay for their own care. If they still own their home then they will need to sell the property to pay for residential care. Changes have been made to these payments and as of April 2016, due to the passage of The Care Bill, there will be a cap of £72,000 on the amount that will have to be paid towards care costs before state funding starts. Those with assets worth £118,000 and under will also receive help.
With careful research and planning, taking one step at a time, you will be able to work your way through what can appear to be a complex area and together with the help available, you will be able to ensure your loved one is settled safely in their new home.
How to Combine Traditional and Modern Furniture With Style
Are you in love with both traditional and modern furniture styles? Do you feel like you can’t decide between those...
How to Organize Your Garage
Do you have so much stuff in your garage, your car is left out in the cold? Keep reading. Your...
Tips On Preventing Accidents In The Workplace and Keep Your Employees Safe
Preventing accidents in the workplace is both the moral and ethical responsibility of every employer. Knowing that there’s a safety...
4 Surprising Ways SaaS Can Be A Game Changer For Small Business
The World Wide Web will never run out of tips and strategies on how to grow your business. These days,...
Understanding SaaS, PaaS, IaaS Prior to Selecting One For Your Business
Summary: Cloud Computing is rising at a faster pace, and it’s crucially important for organizations to move to the Cloud...
5 Tips to Avoid Federal Tax Penalty For Taxpayers
When you are undergoing a tax issue, then it is vital to have knowledge of what are you up against...
Spy App For Android A Tool For Keeping Workplace
Dealing with routine matters has been a lot easier and stress-free thanks to modern technology. Want to order food, use...
How to Create A Backyard Zen Oasis
The lifestyle of the modern era usually depletes one’s energy by the time they get home from work. Whether or...
Mistakes You Need to Avoid When Preparing Your CV
Writing a CV can be hard. You have to somehow condense all your experience into 1 or 2 A4 pages....
Home Decor Trends For 2021: What You Can Expect
This year, the Covid pandemic has had a huge impact on many different industries and sectors and one which has...
5 Ways to Protect Your Teeth This Christmas
Christmas is just around the corner and the preparations are well underway for the festive day, even if it is...
How to Create A Referral Marketing Program In 6 Easy Steps
You may have heard of the benefits of a referral program. Besides helping you attract more traffic to your website,...
5 Important Web Design Considerations to Make For Better SEO
Ever since the birth of search engines, practices in optimising websites for better search rankings have changed considerably. Where it...
4 Reasons For Your Teeth Becoming Sensitive
Having sensitive teeth can be a common issue for many, but it can also be a sign that you have...
How To Keep Your Business Clean & Sanitised
If your business offers any kind of public-facing services, then you will likely be thinking a lot more about the...
- Tech6 years ago
Creating An e-Commerce Website
- Tech6 years ago
Design Template Guidelines For Mobile Apps
- Business5 years ago
The Key Types Of Brochure Printing Services
- Travel9 years ago
Who Else Wants Also Nfl Hat
- General6 years ago
Kobe Bryant With His Unique Nba Jerseys
- Tech7 years ago
Why Small Businesses Can't Ignore Mobile Technology
- Tech6 years ago
Climb Google Using These Checklists
- Health7 years ago
Health Supplements For Sports Activities Nutrition