Connect with us

Finance

How To Survive 2014 On A Tight Budget

How To Survive 2014 On A Tight Budget

As we all know the cost of living is showing no signs of decreasing and from people losing their jobs to a housing ladder that’s almost impossible to reach, financially speaking, times are pretty tough.

However, with the advent of a New Year comes fresh hope and if you found 2013 a struggle then isn’t it about time that you took the bull by the horns and made some changes in 2014?

Below are a few pearls of budgeting brilliance from someone who’s been there and got the second-hand t-shirt so if you’re prepared to see the next 12 months as a money-saving challenge then right here’s where you hear the starting pistol.

How To Survive 2014 On A Tight Budget

Cut Out the Meat

First and foremost, the majority of a weekly food bill will go on meat and if you’re looking to make some in roads into your family’s or your own outlay then cutting out the meat is the best place to start. There are so many more cost effective alternatives to sausages, chops and beef steaks that it’s rude not to give them a go and from veggie curries to Quorn mince spaghetti, you’ll not only lose a percentage of your food bill but you’ll see a few inches come off your waistline too.

Second-hand Shopping

Food shopping aside, another means of avoiding expensive purchases is to go second-hand as from boot fairs and jumble sales to charity shops and house clearances, if you’re prepared to search before you spend then the eventual purchase will be all the more meaningful. Books, furniture and clothes can all be bought for a fraction of the new price and if you’ve got a young family then you’ll definitely benefit from attending a baby clothes sale as most of the stuff is hardly worn.

Consider Moving

If you’re currently in rented accommodation then make sure you’re not spending over the odds on bills as by looking around you maybe able to move to somewhere smaller and cheaper that will no doubt help you in 2014. It may seem obvious but moving a little further lout of town or away from a point of interest is definitely best advice and if you can swap your car for a bike then you’ll still be able to make the most of facilities but without the expensive house prices.

Grow your Own Produce

No matter where you’re living there’s bound to be a window or patch of land nearby where you can grow a few herbs or even veggies. This is a great means of lowering food bills as well as undertaking a new hobby at the same time. If you’re lucky enough to live near an allotment then get yourself on that waiting list as no sooner as a plot becomes available then you’ll be able to sow, grow and reap your own harvest for a fraction of supermarket costs.

Be Strict with your Purse Strings

It’s important to have a plan and stick to it which means that you need to be strict with yourself and anyone else who is spending the incoming cash. Planning a budget for each week, month, year is an excellent way to ensure you know what’s coming in and what’s going out and putting a little aside for a rainy day is always best practice. Who knows, this time next year that little rainy day jar maybe overflowing and you’ll be thinking about USA holidays rather than a faulty boiler?

Find a Free Activity to Enjoy

Walking, running, blackberry picking and writing are all practically free activities to try for the New Year and if you’re looking for a new hobby to help you not spend cash on the high street then there’s no better time to get started than right now. If you have a few funds left over then buying a bike, painting set or a few second-hand language books will also give you plenty of food for thought and when the summer comes you could be looking forward to crossing the Channel and heading out for a cycling and painting tour of Provence.

Have a Clear Out

The turn of the year is an excellent time to clear out our cupboards, attics and drawers with the option of selling things online or stock piling in readiness for the first boot sale of the year. A cluttered house can be really depressing and no sooner have you trained yourself to adopt a more minimalist approach to possessions then the quicker you’ll be able to understand that there really is no need to keep on purchasing purely for the sake of it. Have a clear out, sell your stuff and look forward to 2014 from a less cluttered and less restricted perspective.

Recent Posts

Business2 days ago

Why Is Quantity Surveying Essential in Construction Industry

Quantity surveying is an essential part of the Australian construction industry. It is the process of calculating and estimating the...

Home Improvement4 days ago

How to Maintain Upholstered Furniture

No matter if you have pets or kids, maintaining your upholstered furniture is quite a challenge. Even though vacuuming it...

Business1 week ago

How Do I Find a Good Bubble.io Developer?

Finding a good bubble developer to help build your app or digital product can seem challenging. How can you choose...

Home Improvement2 weeks ago

When is a right time for home repairs?

Summer is a popular time for a renovation around the globe. While it is true that bright days and warm...

Top Alteryx Competitors Top Alteryx Competitors
Tech3 weeks ago

Top 15 Alteryx Competitors

The world has seen a tremendous rise in startups and new incorporations in the business world. Companies have great potential...

Lifestyle1 month ago

Latest Wedding Trends for 2023

If you’re planning on getting married this year, chances are you’re probably overwhelmed and confused when it comes to wedding...

Lifestyle1 month ago

Tips To Make The Most Of Your City Break In London!

London is one of the best cities in the world, known for its quintessentially British culture, great nightlife, fantastic museums...

General1 month ago

The Ultimate Guide To Packing For A Trip To London

London is one of the best cities in the world, known for it’s rich history, quintessentially British culture, the best...

Tech2 months ago

Top 15 Web Development IDEs

The web development field has seen sustainable growth throughout the years. As technology is advancing, so is the web development...

devops devops
Tech2 months ago

12 Key DevOps Programming Languages to Still Popular in 2022

“DevOps is not a goal, but a never-ending process of continual improvement.” – Jez Humble Delivering the finest of services...

Entertainment2 months ago

Festival Fashion Style Tips For 2022

Summer is well and truly here and with that comes the festival season! From the biggest stars performing on stage...

Green & Energy2 months ago

4 Tips For Making Your Wardrobe More Sustainable

Everyone is trying to make more of an effort to make their wardrobe more sustainable, but often are unsure where...

General3 months ago

7 tips on how to organize a budget-friendly move

If you are planning a move any time soon, you might be worried about all the expenses that wait for...

Metal Roof Colors Metal Roof Colors
Home Improvement3 months ago

Metal Roof Colors: How to Select the Best Color for a New Roof

Choosing the right type of material for your roof is enough of a hassle already that the question of choosing...

Health3 months ago

Simple Ways To Feel More Confident At The Gym

If you are new to the gym, or you haven’t been in a while, sometimes you might not feel completely...

Categories

Archives

Trending