Getting into a car accident is terrifying and stressful enough. You (and your companion) might be hurt. You miss appointments, you miss work, your beloved car is damaged, and the list of aggravations go on. You think, hey it could be worse. But wait. You find out that the other driver is uninsured. If the other driver cannot take responsibility of their involvement in the accident, how can you pay your medical bills and other damages from the crash? What do you do now?
Do Not Leave the Scene of the Accident.
If you get caught up in this situation, the first thing to do is to stay calm. Do not leave the scene of the accident.
Road accidents are often fraught with tension and high emotions, and you don’t want to be blinded by both. It is important to still be able to think through the situation and to be able to act accordingly.
5 Things to Do When the Driver That Hit You is Uninsured
Here are the things that you should remember when you are involved in an accident with an uninsured driver.
- Call the police at the scene of the accident.
No matter how minor or major the accident is, you will need to call the police. Report the accident once it is safe to do so. Your report is very important, especially in hit-and-run accidents. The police report can help back up your claim, especially with insurance.
- Take pictures of the scene and exchange information with the other party.
While waiting for the police to arrive, take all the information that you can get. Take pictures of the scene of the accident, making sure to have pictures of the damage, the location of the accident, skid marks, any bodily injuries, the other car’s license plate, and other details of the accident.
With the high level of stress involved, most people cannot remember all the details after an accident. Take out that mobile phone and snap as many photos as you can.
This is also the perfect time to get information about the other driver. This is most probably where you will learn that he is uninsured. Take pictures of his license and any identification.
- Contact your insurance company.
If you have uninsured motorist protection, your insurance can do a lot for you in the situation. If you have opted out of this coverage, talk with a lawyer. Remember, insurance is still a business. They could be looking for ways to give you the lowest payout possible. Be cautious and do not accept any settlement without consulting your personal injury attorney.
- Seek medical help.
If you are hurt or have been injured in any way, seek medical help immediately. However, since the other driver cannot give you any assistance on this, you are left to fend for your own medical bills. Your medical bills can be covered by your health insurance, but the deductibles are still on you.
Even if you do not have uninsured motorist protection, do not just discontinue the needed and prescribed medical care. Your health is of primary importance. Moreover, a history of medical care can help provide evidence for your claim. If you have trouble paying the bills, talk with a lawyer before discontinuing medication and medical care.
- Fix your car.
Before you hit the road with your car again, it is important to make sure that it is at its optimum state. If you have uninsured motorist protection, it can cover the repairs for your car.
To help you navigate the intricacies involved in this situation, it’s best to hire a personal injury lawyer. A reputable attorney will help fight for your claims, and make sure that you are compensated and treated fairly and justly.
Written by Carson and Coil, the leading personal injury attorney in Jefferson City, MO.
How to Combine Traditional and Modern Furniture With Style
Are you in love with both traditional and modern furniture styles? Do you feel like you can’t decide between those...
How to Organize Your Garage
Do you have so much stuff in your garage, your car is left out in the cold? Keep reading. Your...
Tips On Preventing Accidents In The Workplace and Keep Your Employees Safe
Preventing accidents in the workplace is both the moral and ethical responsibility of every employer. Knowing that there’s a safety...
4 Surprising Ways SaaS Can Be A Game Changer For Small Business
The World Wide Web will never run out of tips and strategies on how to grow your business. These days,...
Understanding SaaS, PaaS, IaaS Prior to Selecting One For Your Business
Summary: Cloud Computing is rising at a faster pace, and it’s crucially important for organizations to move to the Cloud...
5 Tips to Avoid Federal Tax Penalty For Taxpayers
When you are undergoing a tax issue, then it is vital to have knowledge of what are you up against...
Spy App For Android A Tool For Keeping Workplace
Dealing with routine matters has been a lot easier and stress-free thanks to modern technology. Want to order food, use...
How to Create A Backyard Zen Oasis
The lifestyle of the modern era usually depletes one’s energy by the time they get home from work. Whether or...
Mistakes You Need to Avoid When Preparing Your CV
Writing a CV can be hard. You have to somehow condense all your experience into 1 or 2 A4 pages....
Home Decor Trends For 2021: What You Can Expect
This year, the Covid pandemic has had a huge impact on many different industries and sectors and one which has...
5 Ways to Protect Your Teeth This Christmas
Christmas is just around the corner and the preparations are well underway for the festive day, even if it is...
How to Create A Referral Marketing Program In 6 Easy Steps
You may have heard of the benefits of a referral program. Besides helping you attract more traffic to your website,...
5 Important Web Design Considerations to Make For Better SEO
Ever since the birth of search engines, practices in optimising websites for better search rankings have changed considerably. Where it...
4 Reasons For Your Teeth Becoming Sensitive
Having sensitive teeth can be a common issue for many, but it can also be a sign that you have...
How To Keep Your Business Clean & Sanitised
If your business offers any kind of public-facing services, then you will likely be thinking a lot more about the...
- Tech6 years ago
Creating An e-Commerce Website
- Tech6 years ago
Design Template Guidelines For Mobile Apps
- Business5 years ago
The Key Types Of Brochure Printing Services
- Travel9 years ago
Who Else Wants Also Nfl Hat
- General6 years ago
Kobe Bryant With His Unique Nba Jerseys
- Tech7 years ago
Why Small Businesses Can't Ignore Mobile Technology
- Tech6 years ago
Climb Google Using These Checklists
- Health7 years ago
Health Supplements For Sports Activities Nutrition