Connect with us

Autos

First 5 Things To Do When An Uninsured Driver Hits You

First 5 Things To Do When An Uninsured Driver Hits You

Getting into a car accident is terrifying and stressful enough. You (and your companion) might be hurt. You miss appointments, you miss work, your beloved car is damaged, and the list of aggravations go on. You think, hey it could be worse. But wait. You find out that the other driver is uninsured. If the other driver cannot take responsibility of their involvement in the accident, how can you pay your medical bills and other damages from the crash? What do you do now?

First 5 Things To Do When An Uninsured Driver Hits You

Do Not Leave the Scene of the Accident.

If you get caught up in this situation, the first thing to do is to stay calm. Do not leave the scene of the accident.

Road accidents are often fraught with tension and high emotions, and you don’t want to be blinded by both. It is important to still be able to think through the situation and to be able to act accordingly.

5 Things to Do When the Driver That Hit You is Uninsured

Here are the things that you should remember when you are involved in an accident with an uninsured driver.

  1. Call the police at the scene of the accident.

No matter how minor or major the accident is, you will need to call the police. Report the accident once it is safe to do so. Your report is very important, especially in hit-and-run accidents. The police report can help back up your claim, especially with insurance.

  1. Take pictures of the scene and exchange information with the other party.

While waiting for the police to arrive, take all the information that you can get. Take pictures of the scene of the accident, making sure to have pictures of the damage, the location of the accident, skid marks, any bodily injuries, the other car’s license plate, and other details of the accident.

With the high level of stress involved, most people cannot remember all the details after an accident. Take out that mobile phone and snap as many photos as you can.

This is also the perfect time to get information about the other driver. This is most probably where you will learn that he is uninsured. Take pictures of his license and any identification.

  1. Contact your insurance company.

If you have uninsured motorist protection, your insurance can do a lot for you in the situation. If you have opted out of this coverage, talk with a lawyer. Remember, insurance is still a business. They could be looking for ways to give you the lowest payout possible. Be cautious and do not accept any settlement without consulting your personal injury attorney.

  1. Seek medical help.

If you are hurt or have been injured in any way, seek medical help immediately. However, since the other driver cannot give you any assistance on this, you are left to fend for your own medical bills. Your medical bills can be covered by your health insurance, but the deductibles are still on you.

Even if you do not have uninsured motorist protection, do not just discontinue the needed and prescribed medical care. Your health is of primary importance. Moreover, a history of medical care can help provide evidence for your claim. If you have trouble paying the bills, talk with a lawyer before discontinuing medication and medical care.

  1. Fix your car.

Before you hit the road with your car again, it is important to make sure that it is at its optimum state. If you have uninsured motorist protection, it can cover the repairs for your car.

To help you navigate the intricacies involved in this situation, it’s best to hire a personal injury lawyer. A reputable attorney will help fight for your claims, and make sure that you are compensated and treated fairly and justly.

Written by Carson and Coil, the leading personal injury attorney in Jefferson City, MO.

Continue Reading

Recent Posts

Business4 days ago

Can You Use Residential Property for Commercial Use

Having extra income, constantly flowing in can make all the difference in the current economy. Getting creative with how you...

What Do Business Consultants Do What Do Business Consultants Do
Business2 weeks ago

Running a Business? How to Minimize Supply Chain Issues

Supply chain issues have always been an issue for businesses but over the last few years, the effect and widespread...

Home Improvement3 weeks ago

How to Increase Your House Value Before Selling

Increasing home value is the first step to making your place more attractive for future buyers. Whether you are trying...

General3 weeks ago

Why Calorie Control Is Still The Best Way To Diet

There are a great deal of different options when it comes to dieting, every day there seems to be a...

The Benefits Of Trade Credit Insurance For Your Business The Benefits Of Trade Credit Insurance For Your Business
Business1 month ago

The Benefits Of Trade Credit Insurance For Your Business

Trade credit insurance provides cover for businesses who trade on a credit basis. If the people who owe money for...

5 Charming Restaurant Decor Ideas In 2022 5 Charming Restaurant Decor Ideas In 2022
Miscellaneous1 month ago

5 Charming Restaurant Decor Ideas In 2022

Making your restaurant memorable and stand out is a feat worthy of praise. The sheer pressure of wanting to succeed...

Bank Won't Fund Your Business? 4 Loan Alternatives To Get You Started Bank Won't Fund Your Business? 4 Loan Alternatives To Get You Started
Business2 months ago

Bank Won’t Fund Your Business? 4 Loan Alternatives To Get You Started

Businesses typically require some sort of collateral or proof of concept before funding their business venture. However, it is possible...

Planning A Stag Do Planning A Stag Do
Miscellaneous2 months ago

Planning A Stag Do

If you’re a Best Man then you’re in a unique position of responsibility, and before the day itself when you’ll...

Tips to Reduce Eczema Flare-Ups Tips to Reduce Eczema Flare-Ups
Health2 months ago

What Triggers Eczema | Tips to Reduce Eczema Flare-Ups

Eczema is a skin condition that can induce redness, itchiness, and skin inflammation. Its root cause is not fully understood,...

Women's Fashion Trends To Expect In 2022 Women's Fashion Trends To Expect In 2022
Lifestyle3 months ago

Women’s Fashion Trends To Expect In 2022

A new year means new fashion trends. We cannot wait for what is in store in 2022. It seems that...

Home Makeover Trends: Insights from The Pros Home Makeover Trends: Insights from The Pros
Home Improvement3 months ago

Home Makeover Trends: Insights from The Pros

Are you considering a home makeover but don’t know where to start? You’re in luck! In this article, we will...

Interior Design Trends 2022 Interior Design Trends 2022
Home Improvement3 months ago

Interior Design Trends 2022

We all spend time pining over other people’s interior’s on Pinterest or Instagram, but with these trends, it’s easy to...

Top Commonly Overlooked Car Maintenance and Repairs Top Commonly Overlooked Car Maintenance and Repairs
General3 months ago

Top Commonly Overlooked Car Maintenance and Repairs

Maintaining a car is a huge responsibility. There’s a lot that goes into that given how complicated a machine it...

What Is The Difference Between Strata and Property Manager What Is The Difference Between Strata and Property Manager
General4 months ago

What Is The Difference Between Strata and Property Manager

Real estate is a diverse market, and as such, it can be hard to determine the differences between various types...

Sleek Home Upgrades That Will Luxe Up Your Life Sleek Home Upgrades That Will Luxe Up Your Life
Home Improvement4 months ago

Sleek Home Upgrades That Will Luxe Up Your Life

Sometimes we need a vast endeavor to make our home look extravagant and cheek but very often you can implement...

Categories

Archives

Trending