Being unemployed isn’t fun. You don’t have a job to keep you motivated. You don’t receive your full pay. With the economy in a slump, you don’t even know when you’ll be back on your feet again. You, like many other people, face incredible odds. Not only do you have to struggle to find a new job, you also have to overcome several common challenges that every unemployed person faces.
The first challenge – and most obvious – is a money problem. According to research done by the Joseph Rowntree Foundation, a single adult needs about £193 after housing expenses to have an “adequate” standard of living. Unfortunately, on basic out-of-work benefits, you’re not going to see anywhere near this amount.
When you’re living on these basic benefits, you face severe financial difficulty from day 1 of your unemployment. If you’re over 25, and claiming contribution-based job seekers allowance, you’ll probably receive about £71.70 a week.
Often, that’s not enough to meet all of your bills. You might be forced to choose between buying groceries and paying your electric utility.
To cope with the loss of income, consider calling on a friend or family member for support. Maybe someone will let you stay with them temporarily to ease the financial burden. Also, don’t discount the value of calling up your creditors and explaining the situation. Some of them might not be very understanding but, if you’re upfront with them from the very beginning, it’ll make things less stressful when you get your first “late” notice. In some cases, you can receive a moratorium on your bills until you get back to work.
Long-term unemployment can also lead to a serious deterioration of mental and physical health. If you can’t afford to eat well, your risk of getting sick increases. Likewise, the mental stress of not having enough food to eat and not having enough to pay the bills can take its toll quickly. The important thing is to realize that you’re not worthless.
Even though things seem difficult right now, and you may be turned down many, many times for a job, it’s never hopeless – especially if you have friends and family to help you through this difficult time.
Either way you still need to budget for essential items, especially if they have to do with your health. Get on the internet – even at your local library if the need be – and get searching for your essential health products at good prices. For instance you can visit Lenstore.co.uk and look for different priced items to what your local optician stocks. You would be surprised at the amount of money you can save each week.
There’s a certain stigma associated with being out of work. Relying on the state makes you seem like you’re lazy or worthless – you’re not. Certain subsets of society tend to demonize unemployed people as workshy layabouts that are content with living off the efforts of others. The reality is that the majority of people on unemployment wan to work. You don’t have to fit the stereotype, and you can reject the stigma by simply committing yourself to doing everything you can to find another job.
Relationship problems often originate as money problems. With you being out of work, it’s easy for your romantic relationship to suffer. Expenses have to be cut back, you might have to skip paying some bills, and you might even be forced to downsize and move out of your home.
Psychologist Melanie Greenberg says that relationship issues stemming from unemployment can sometimes result in drug and alcohol abuse, domestic violence, and even legal problems.
Rosalind Miller is a personal finance consultant with several years of experience. An avid blogger, you can find her informative articles on various websites.
4 Reasons to Replace Your Car’s Engine With Performance Parts
Performance parts are the best kind of upgrades you can make to a car. Performance cars have a higher price...
Maximum Power: Update Your Old House For Modern Electrical Needs
An outdated electrical system can wreak havoc on your energy bills and greatly increase your risk of structural damage. If...
Key Techniques To Learn On A First Aid Course
Introduction First aid training is an incredible qualification that can enable one to offer life saving assistance in an emergency....
Best Tips For Managing Your Building and Construction Projects
Building and construction projects consist of many tasks, from job-site duties to office paperwork. Juggling it all can oftentimes be...
How To Choose The Best Locksmith For The Job
The existence of a locksmith is very crucial for society because they help out countless people on a daily basis....
5 Modern Conservatory Ideas To Create A Serene Escape
Having a serene and relaxing conservatory is the dream, especially in the summer months. Creating an extension of your home...
4 Different Types Of Lifting Equipment For A Construction Site
One of the biggest challenges on a construction site is the problem of lifting heavy materials and tools to a...
5 Tips That Can Help Your Business Flourish
Many, both small and big, businesses were affected by the outbreak of the novel coronavirus, no one was spared. Overnight,...
Why First Aid Training Is Essential For Your Business
Introduction All employers, depending on the establishment, should organize and provide basic appropriate conditions for lunch breaks as well as...
Are You Covered? Tips For Finding Affordable Health Insurance For Your Whole Family
If you are in the market for health insurance, you may be overwhelmed by the many different features and the...
How to Prevent Potential Hazards In A Lab
Unfortunately, lab accidents can happen. When they do, the consequences can be very serious. Some of the most common lab...
How to Extend Your UK Spouse Visa
The UK spouse visa is also known as a UK marriage visa. The UK spouse visa allows married partners of...
How Best Is Automation Helping The Retail Industry to Survive?
“In the post Covid-19 world, the only place cos are willing to invest is in automation. The return on investment...
Best Artificial Intelligence Trends to Watch Out In 2021
Technologies are getting advanced day by day, and according to that, the developers and the mobile app development companies should...
Keeping Your Assets Safe — Crypto Insurance May Soon Become The Norm
Many people all over the world have compared the cryptocurrency market to the wild West, largely because of the fact...
Tech6 years ago
Creating An e-Commerce Website
Tech6 years ago
Design Template Guidelines For Mobile Apps
Business6 years ago
The Key Types Of Brochure Printing Services
Travel9 years ago
Who Else Wants Also Nfl Hat
General6 years ago
Kobe Bryant With His Unique Nba Jerseys
Tech7 years ago
Why Small Businesses Can't Ignore Mobile Technology
Tech6 years ago
Climb Google Using These Checklists
Health7 years ago
Health Supplements For Sports Activities Nutrition